The French purchase process, step by step

A French purchase runs in two stages. First the preliminary contract — usually a compromis de vente — which commits both parties and gives the buyer a statutory cooling-off period. Then, after the notaire’s searches and the mortgage condition, the final deed (acte authentique de vente) is signed and you receive the keys. The notaire registers the sale and holds the funds securely throughout.

What the notaire does — and why it protects you

In France the notaire is a public officer, impartial between buyer and seller. The notaire verifies title, checks planning and mortgage charges, calculates the taxes due, secures your deposit in a regulated account and guarantees the deed is valid and registered. For Channel Islands buyers used to solicitors and conveyancers, one impartial office carries out most of that work.

Off-plan purchases (VEFA)

Buying a new-build off-plan (vente en l’état futur d’achèvement) follows special rules that stage your payments against construction progress and protect you with a completion guarantee. We explain what you sign and when you pay.

Costs, deposit and timing

• A deposit of around 5–10% is usually paid on the preliminary contract.
• So-called “notaire’s fees” are mostly taxes and land-registry duties collected for the State.
• A typical purchase completes in roughly two to three months.
• Non-residents can buy freely; French residency is not required.

Anywhere in France — Corsica and the overseas departments included

We assist buyers throughout French territory — metropolitan France, Corsica, and the overseas departments (DOM). Wherever the property is located, the transaction can be handled properly. And where a matter calls for it, we travel to be present in person, at the client’s request.

Estimate your purchase costs

For the full breakdown and the non-resident tax section, see Estimate your purchase costs.